Tag: Personal finance

Families Are Putting Groceries on Credit Cards. Can Financial Literacy Ease the Pain of Rising Prices?

With food and utility prices straining household budgets, Albuquerque officials and community leaders are encouraging financial literacy as a tool to help families reduce reliance on credit cards and navigate an affordability crisis. Experts say better money management cannot solve inflation, but it can provide stability and help households avoid deeper debt.

How To Make an Investing Plan for 2026, With Tips Just for New Mexico Residents

A practical 2026 investing checklist starts with cash flow and an emergency buffer, then shifts to contribution increases, automation, tax organization, and disciplined rebalancing. For New Mexico taxpayers, state-specific deductions—such as the New Mexico 529 benefit—can influence which accounts to prioritize.

How Student Loans Can Disappear From Your Credit Report and What It Means

Student loans can stay on credit reports far longer than many borrowers expect, with timelines that depend on whether a loan is active, paid off, or in default. As repayments resume nationwide, understanding how student debt is reported has become increasingly important for consumers navigating mortgages, car loans, and other credit decisions.