Tag: Student Loans

New federal caps on graduate student loans could cost U.S. universities billions in tuition revenue by limiting how many students can afford advanced degrees. Researchers warn the policy may reduce enrollment, particularly in high-cost programs, as students struggle to replace federal aid with private financing.

Student loans can stay on credit reports far longer than many borrowers expect, with timelines that depend on whether a loan is active, paid off, or in default. As repayments resume nationwide, understanding how student debt is reported has become increasingly important for consumers navigating mortgages, car loans, and other credit decisions.

The New Federal Student Loan rules are bringing the most significant overhaul in decades, changing how much students and parents can borrow and restructuring repayment plans for millions of borrowers. This guide breaks down what’s changing, when it takes effect, and how to prepare for the new system.